Patient & Consumer Financing

The Care You Need.
The Payments You Can Manage.

Apply for flexible financing for dental work, medical procedures, veterinary care, auto repair, and more. Multiple lenders, simple payments, no surprises.

Apply for Financing

Checking your options won't affect your credit score.

Core Ascent is not a lender. Financing is provided by our lending partners and subject to credit approval.

Why Finance With Us?

We make it easy to get the services you need without the financial stress.

Multiple Lenders, One Application

One short form connects you with offers from multiple lenders, from household names to specialized lenders. Compare options and choose what works best for you.

Flexible Plans

Choose from multiple payment options that fit your budget. Monthly payments designed around what works for you.

Simple & Transparent

No hidden fees, no confusing terms. You'll know exactly what you owe and when it's due from day one.

How It Works

Four simple steps between you and the care or services you need.

1

Submit a Short Form

Fill out a quick application. A soft credit pull checks your options with no impact on your credit score.

2

Review Your Offers

See offers from multiple lenders, including rates and terms. Choose the one that fits your budget.

3

Pay the Platform Fee

A one-time $375 platform fee is collected via credit card after you are matched with a lender. Your loan is directly with the lender.

4

Complete & Get Funded

Finish your application directly with the lender, receive your credit decision, and begin simple monthly payments.

Platform Fee

Our platform connects you with multiple lenders through a single application. After you are matched and before completing your application with the lender, a one-time platform fee applies.

$375

This fee is collected via credit card and covers the cost of the multi-lender matching platform. Your loan is issued and serviced directly by the lender you choose. Core Ascent is not a lender and does not make credit decisions.

The platform fee is non-refundable once a lender match has been made.

What Can You Finance?

Our financing covers a wide range of healthcare and consumer services. We also offer credit repair for customers who want to strengthen their profile before applying.

Dental WorkMedical ProceduresCosmetic TreatmentsVeterinary CareIVF & FertilityVision & LASIKAuto RepairHome ServicesTattoos & Body ArtAdoption ExpensesChiropracticWellness ServicesCredit Repair

Ready to Get Started?

Applying is quick, easy, and won't hurt your credit. See what you qualify for today. Not ready to apply? Our credit repair services can help you build a stronger profile first.

Apply Now

One application connects you with multiple lenders. Checking options won't affect your score. A $375 platform fee applies after lender matching.

Frequently Asked Questions

Will applying affect my credit score?
Your initial application involves a soft credit inquiry, which does not affect your credit score. This soft pull matches you with offers from multiple lenders. A hard inquiry only occurs if you choose an offer and complete the full application with that lender.
What is the $375 platform fee?
The platform fee covers the cost of our multi-lender matching service. It is collected via credit card after you have been matched with a lender and before you complete your application directly with that lender. Core Ascent is not a lender. Your loan is issued and serviced entirely by the lender you choose.
How quickly will I know if I'm approved?
After submitting your initial form, you'll see lender offers right away. Once you choose an offer and complete the full application with that lender, credit decisions are typically fast. In some cases, additional verification may be required.
What credit score do I need?
We work with multiple lending partners to serve a range of credit profiles. Even if your credit isn't perfect, you may still have options available to you. If your score needs work before applying, ask us about our credit repair services.
Are there any hidden fees?
All terms, rates, and fees are clearly disclosed before you accept any offer. The only fee from our platform is the $375 platform fee disclosed above. Any additional terms, rates, and fees are set by the lender and will be clearly presented before you accept.
Can I pay off my balance early?
Our lending partners typically do not charge prepayment penalties. You can generally pay off your balance at any time. Check the specific terms of your offer for details.
What providers accept this financing?
Our financing is accepted at participating providers across dental, medical, veterinary, auto repair, and other service categories. Ask your provider if they work with Core Ascent, or contact us for details.

Are you a business owner looking for financing?

Explore Provider Financing Options →

Equipment, inventory credit lines, working capital, and credit repair for your business.